Projections of ill health: overall levels of ill health in England over the next 20 years

Key points

  • The large baby-boomer cohorts reaching retirement, combined with the projected expansion of ill health, means that 2.5 million more people aged 20 years and older are projected to be living with major illness between 2019 and 2040.
  • The average level of ill health in England’s population is projected to rise by 5% through to 2040. Once population changes are factored in, the average level of ill health among those aged 30 years and older is projected to grow by 24%. Almost four-fifths of the expected rise in ill health is therefore attributable to population ageing.
  • We project that improvements in life expectancy would be accompanied by an increase in the time spent with major illness, to over 12 years on average by 2040 (an ‘expansion of morbidity’).
  • The 2.5 million increase in people living with major illness amounts to an increase of over a third (37%). Over the same period the number of 20–69-year-olds is projected to grow by just 4%. This is the group that generates the bulk of government revenues, which are used across all areas of government spending including the NHS.
  • Levels of multimorbidity are projected to rise for all age groups. Individuals aged 85 years and older are projected to have the largest increase in the number of conditions. In 2019, this group had 5.2 long-term conditions on average. This is projected to increase to an average of 5.7 conditions in 2040.
  • The combined effects of longer life, without significant reductions in rates of illness by age, are projected to lead to higher lifetime demand for health care. However, if people’s needs are well met this means more time for them to spend enjoying life.

People are projected to spend more time with major illness

The level of diagnosed illness tends to increase with population ageing. There are two reasons for this. First, for many conditions such as cardiovascular disease and dementia, the probability of developing the condition increases with age. Second, many health conditions are also chronic and incurable, so levels of illness are cumulative: the number of 75-year-olds with a condition is the sum of those newly diagnosed in each year and all previously diagnosed people. Because of this, rates of multimorbidity (having multiple illnesses at a time) also rise with age. We therefore expect, for example, that at any point in time the average level of ill health among 70-year-olds will always be higher than levels of ill health among 60-year-olds.

The relationship between age and health is important in understanding the changes in overall health in the population, but there are two important caveats. First, in this analysis we focus largely on averages. There are many 70-year-olds that have less illness than many 60-year-olds (as we have shown for people living in the least and most deprived areas in an earlier publication). Second, as we showed in our 2021 insight report, the average rates of illness at a particular age can change across cohorts. For example, the 70-year-olds of 2040 may have lower rates of certain conditions than the 70-year-olds of 2019. Our model accounts for changes that would be expected based on current trends in risk factors (see our modelling working paper, section 4 and the technical appendix for more detail on our projection methods).

Life expectancy and illness-free life expectancy projections

Our microsimulation model takes a representative population and combines it with recent trends in individual-level risk factors, the rates at which people develop illness and the rates of mortality conditional on their health to project future rates of illness and life expectancy.

Figure 1 shows how overall life expectancy and the time spent in different states of illness changed between 2010 and 2019 and how they are projected to change to 2040. In the 9 years from 2010 to 2019, life expectancy increased by 1.1 years (1 year for women, 1.2 years for men). This was less than half the increase seen in the period 2000–2010 (2.7 years). The model, which aligns with the ONS 2020-based results, projects that life expectancy will continue to improve at a gradual rate (just under 1 year per decade) so that, in 2040, the population in England is expected to live to 83.1 years on average, an increase of 1.4 years (this is an increase of 0.8 and 2.0 years for women and men respectively).

From 2010 to 2019 there was almost no change in the time spent without major illness. In 2019, people could expect, on average, to spend 70 years without major illness and that is projected to continue to 2040. But, between 2019 and 2040, we project life expectancy improvements to be accompanied by an increase in the time spent with major illness corresponding to an expansion of morbidity. This will translate into people spending 12.6 years with major illness in 2040 compared with 11.2 years in 2019.

This expansion in morbidity has implications for both health care demand and for quality of life. More people spending longer in ill health is likely to mean greater demands for health care. This would imply a need for greater spending, unless in the future the health system can generate counterbalancing productivity improvements. A projected expansion may therefore be met with concern. It is, however, equally important to note that the expansion in morbidity corresponds to an increase in individual and societal welfare. As is evidenced by the demand for life-extending treatments, longer life with better condition management is something that is desired by patients.

Figure 1: Average years of life people spend in different states of ill health, England, 2010, 2019 and projected for 2040

Source: Analysis of linked health care records and mortality data conducted by the REAL Centre and the University of Liverpool.

Notes: The black capped bars represent uncertainty intervals. The chart shows expectancy, which is a summary measure. In reality illness and death are distributed across all ages.

We project a minor change, of less than a year (0.8 years), in illness-free life expectancy – with people on average reaching 44 years of age without illness. The slight reduction in illness-free life expectancy relates to an increased projected incidence of asthma (details in the next section and modelling working paper, section 5). The projected increase in life expectancy will be accompanied by a projected increase in time spent with illness from 36.8 years in 2019 to 39.0 years in 2040.

From 2010 to 2019 there was a large increase in the amount of recorded illness in primary and secondary care, particularly for conditions such as anxiety and depression and alcohol problems that are likely under-diagnosed and under-recorded., We can see in Figure 1 that illness-free life expectancy was 2.3 years lower in 2019 than in 2010 (from 47.2 to 44.9 years).

These findings are consistent with analysis from the Global Burden of Disease data for England which found that between 2010 and 2019, the total number of years lived with disability across the population (YLD) increased by 10%.

Survival and share of the living population in different health states

The life expectancy and illness-free life expectancies presented in Figure 1 are summary measures, while in reality illness and death are distributed across all ages. In Figure 2 we illustrate this variation, showing the survival curves for major illness and life expectancy from 2019 and projected in 2040. These curves use mortality rates and the share of the living population with major illness, by age from a single year.

This helps to show the scale and distribution of illness requiring high levels of health care for people at different stages of life – whether, for instance, we see a larger number of people living with illness at working age. It also shows us the way in which life expectancy is projected to change over time. These data represent period life expectancies, ie the number of years a person could expect to live and live without major illness if they experience the mortality and incidence rates of a particular time period throughout their lives.

Figure 2: Proportion of people who reach a given age without major illness or dying, England, 2019 and projected for 2040

Source: Analysis of linked health care records and mortality data conducted by the REAL Centre and the University of Liverpool.

The lines show the share of people that survive each 5-year age band in 2019 (solid) and 2040 (dashed). The black dashed line, showing the projected likelihood a person will survive to each age in 2040, is clearly above the black solid line (for 2019). This gap corresponds to a reduction in projected mortality rates, particularly for those aged 70 years and older. This is where the projected increase in life expectancy manifests. By contrast, the projected likelihood of surviving without major illness does not change from 2019 to 2040.

For instance, from birth, two-thirds (66%) can expect to survive through to age 84 years based on 2019 mortality rates, and 38% are expected to be living with major illness. In 2040, life expectancy is higher and 70% are expected to survive to this age. Because more people are surviving for longer, 41% of the cohort are expected to be living with major illness at this age (higher than the 38% in 2019).

This graph also helps us to understand the distribution of major illness among those of working age. In the 55–59 years age group, 19% of the population are expected to either have died (5%) or be living with major illness (14%). By the current retirement age (65–69 years), more than a third of people are projected either to have died (10%) or be living with major illness (26%). This is not projected to change over time by 2040. This has important implications for policies around retirement.

These projections highlight the role of both changes in life expectancy and rates of diagnoses by age in the expansion of morbidity. It is, however, important to understand that some of the same factors affect both. Over the past century, many factors have contributed to improvements in health: people are better educated, smoking rates are down, homes are better insulated and the risk of many infectious diseases has fallen due to vaccines and public health interventions. This lower exposure to risk factors allows people to live longer, but it also delays the onset of illness. Healthier lives may also allow people to live longer after being diagnosed with a particular condition. In essence, if population health improves, there will be an expansion in morbidity if the improvements to life expectancy are greater than the delays to the onset of illness.

Another important driver of improvements in life expectancy has been, and will continue to be, innovations in medicine and improvements in care delivery. However, this also affects the time spent living in ill health. Preventive medicine and curative care can reduce the prevalence of some conditions. Early diagnosis may increase the probability of a cure but may also lead to earlier recorded illness. Treatments often improve quality of life and extend lifespan, allowing people to live longer, fuller lives with diagnosed illness.

In these cases, there can be an expansion of morbidity that improves individual wellbeing: it is arguably better to be born in 1980 than 1940 because life expectancy is higher, even though a greater number of those years are lived in ill health with high health care demands.

The total number of people with diagnosed major illness is projected to increase by more than a third

2.5 million more people are projected to be living with major illness in 2040 than they were in 2019, an increase of more than a third. At a population level, the number of people with ill health depends on both the share of people with illness in each age group, and the number of people in each of those age groups. In addition to an increase in life expectancy and the time spent with major illness (as shown in Figure 1), England is also undergoing a demographic shift (see Box 2) that will see the baby boomers, born in the 1940s, 1950s and 1960s, reach old age.

Box 2: Projected demographic changes in England

The Office for National Statistics (ONS) projects that England’s population will grow from 56.3 million in 2019 to 59.8 million in 2040. This is potentially 3.5 million more people for whom to deliver care when they need it. The population will also become older on average, as the population aged 70 years and older is projected to rise from 7.6 million to 10.9 million, to comprise nearly a fifth of the population in 2040.

The total amount of health care required depends on a combination of the share of people with illness at a given age and the number of people at those ages. Based on the projected population structure, we can therefore estimate the projected growth in the burden of illness in the population in England. The projected population structure change between 2019 and 2040 from the ONS is reproduced in Figure 3.

Figure 3: Projected changes to the population structure by 10-year age band, women and men, England, 2019 and projected for 2040

Source: 2020-based ONS principal population projections for England; ONS historical estimates of the population for the UK and constituent countries.

There are three key patterns that emerge from these projected changes to the population structure. First is a decrease in the population younger than 20 years with more marked reductions for those younger than 10 years. This is partly driven by low fertility rates (below replacement level), which have been persistent since the end of the 1970s (Figure 4).

Second is a large increase in those aged 60–80 years. This is a consequence of the large birth cohorts in the 1950s and 1960s entering and progressing through old age. Figure 4 shows the peak of the baby boom in 1964; people born in this year were 55 years old in 2019 (working age) and will be 76 years old in 2040 (post-retirement age).

Figure 4: Total Fertility Rate (TFR), England and Wales, 1940–2018

Source: ONS estimates of births in England and Wales.

Third is the increase in the population aged 80 years and older. This is a result of continued increases in life expectancy (albeit with improvements slowing in the past decade). To illustrate the impact of improving mortality rates, we can compare the likelihood of two cohorts of people born in England surviving to a given age – one born in 1910, the other in 1930. 19% of the 1910 cohort survive to 90 years in the year 2000, while 30% of the 1930 cohort survive to 90 years in 2020. This means if we had not had the overall improvements in mortality observed since 2000, then 37% of the 90-year-olds in England at the end of 2019 would not have been there. That is around 200,000 people.

If we combine our projections of the prevalence of chronic conditions by age with the population projections for England, we can estimate the growth in the number of people living with major illness. Figure 5 shows what the expansion of morbidity means at the population level. The next two decades are expected to see relatively modest changes in the overall population; increasing by around 3% per decade compared to 7% from 2010 to 2019. However, the increase in the size of the population aged 70 years and older, combined with the trend in the years spent with major illness, means that the number of people living with major illness is projected to increase from 13% of the population aged 20 years and older in 2010 to 19% in 2040. This means that by 2040, almost 1 in 5 people are projected to be living with major illness, increasing from almost 1 in 6 in 2019.

Figure 5: Population living with and without major illness, England, past and projected

Source: Analysis of linked health care records and mortality data conducted by the REAL Centre and the University of Liverpool.

Note: The black capped bars represent uncertainty intervals. To better represent the working age population, for Figures 5 and 6 we present the estimated and projected number of people living with and without major illness aged 20 years and older. The model is designed to project the population aged 30 years and older. We therefore assume that the proportion of people living with major illness aged 20–29 years is the same in 2040 as in 2019. For more detail see our modelling working paper.

These projections are the extension of a trend we saw in the decade before the pandemic. Between 2010 and 2019, the population grew by 3.6 million and we saw 1.4 million more people living with major illness: more than a 25% increase. There have also been important changes in the number of people aged 20–69 years living with major illness. In the decade preceding the pandemic this number increased by over a quarter, from 2.4 to 3.0 million people. That means almost 10% of the population aged 20–69 years (the bulk of the working age population) were living with major illness, impacting not just their own quality of life but economic productivity. Figure 6 shows that on current trends, by 2030 we project this number will rise to 3.5 million people before stabilising at that level.

Figure 6: The estimated number of people living with major illness in England, past and projected

Source: Analysis of linked health care records and mortality data conducted by the REAL Centre and the University of Liverpool.

Note: The black capped bars represent uncertainty intervals. To better represent the working age population, for Figures 5 and 6 we present the estimated and projected number of people living with and without major illness aged 20 years and older. The model is designed to project the population aged 30 years and older. We therefore assume that the proportion of people living with major illness aged 20–29 years is the same in 2040 as in 2019. For more detail see our modelling working paper.

The increase in the number of people with diagnosed illness, in combination with falling fertility rates and people living for longer, creates a stark picture. The number of people living with major illness in England is projected to increase by over a third (37%). But the number of 20–69 year olds is projected to grow by just 4% – this is the group that generates the bulk of government revenues. These revenues are used across all areas of government spending including the NHS.

The combined impact of these trends is projected to reduce the ratio of the working age population to the older population with major illness by nearly a third between 2019 and 2040 (from 10:1 to 7:1). In 2019 there were around 35.4 million people aged 20–69 years, while there were 3.6 million people aged 70 years and older with major illness. In 2040 we project that the respective population groups will reach 36.9 million and 5.6 million. The projections continue the trends of the recent past: in 2010 the ratio was 12:1.

Demographic changes drive the projected growth of ill health

Defining ill health and multimorbidity using the CMS allows us to directly compare the health of the population over time. The projected changes in overall health depend on the sum of the prevalence of many individual conditions. We present projections for these individual conditions in the next section, but here we summarise the projected growth in illness using the average CMS. This helps to visualise the impact of the projected increase in the time individuals spend in ill health on average and the population changes between 2019 and 2040.

Figure 7 shows that, excluding population changes, the average CMS in the population is projected to grow by 5.3% between 2019 and 2040 (0.2% per year). This is a consequence of people living longer and spending more time with illness. This is despite favourable trends in some risk factors such as smoking, cholesterol and blood pressure. Obesity rates in England almost doubled between 1993 and 2019. Although we project a more muted rate of increase in the future, people who have lived more of their lives in the 21st century will have greater lifetime exposure to obesity. The health implications of obesity can act to counter improvements in some of the other risk factors.

Between 2010 and 2019, life expectancy improved without corresponding increases in healthy life expectancy and this trend is projected to continue. This implies that life is being extended post onset of illness, likely through improved medical intervention. This places upward pressure on the levels of illness in the population: the marginal gains in life expectancy made by health interventions are spent in poorer health.

This change excludes the increase in the average age of the population. But when we include the population changes, the amount of diagnosed illness is projected to increase by 24.2% (1.0% per year). We see that the demographic shift is the more powerful determinant of the projected growth in overall levels of ill health in the population over the next two decades, accounting for almost four-fifths of the anticipated total rise.

Figure 7: Projected changes in the average Cambridge Multimorbidity Score relative to 2019, including and excluding population changes, England, 2019–2040

Source: Analysis of linked health care records and mortality data conducted by the REAL Centre and the University of Liverpool.

Note: The shaded areas represent uncertainty intervals.

Within the growth in overall illness we project a rise in multimorbidity. The average number of conditions that people have increases with age and with projected increases in life expectancy, the number of conditions per person is expected to increase. But we also project that people at a given age have more conditions in 2040 compared with 2019 and that this applies for all age groups as shown in Figure 8.

Figure 8: Average number of Cambridge Multimorbidity Score conditions by 5-year age groups for those aged 30 years and older, England, 2019 and projected for 2040

Source: Analysis of linked health care records and mortality data conducted by the REAL Centre and the University of Liverpool.

Note: The shaded areas represent uncertainty intervals.

People aged 85 years and older are projected to have the largest growth in the number of conditions. In 2019, this group had 5.2 long-term conditions on average and this is projected to increase to 5.7 on average in 2040.


‡‡‡ The ONS assumptions reflect the recent slowdown in mortality improvements. For instance, the projected life expectancy at birth for 2045 is 84.0 years using its current assumptions but was 85.6 years in older projections based on data from 2016.

§§§ The sum of ‘some illness’ and ‘major illness’.

¶¶¶ During this time electronic patient records have improved so it is unclear how much of the increase is driven by better diagnosis or greater prevalence of lower levels of illness. Particularly, reported anxiety and depression has increased rapidly since 2010.

**** A measure reflecting the impact an illness has on quality of life before it resolves or leads to death. YLDs account for the severity of a disability and the time the disability lasts so are typically weighted so that young adult ages are valued higher than infants or the very elderly.

†††† Life expectancy can be expressed in two ways – period life expectancy or cohort life expectancy. Throughout this report, we use period life expectancy, which uses mortality rates for different ages from a single year and assumes that those mortality rates remain unchanged for the remainder of a person’s life. There is no individual who will experience this, but it acts as an approximate summary of life length and lifetime health in a single year. This measure could underestimate life expectancy if, as they have done in the past, mortality rates improve over time.

‡‡‡‡ Office for National Statistics. Dataset – Principal projection – England population in age groups. 2020-based interim edition of this dataset. [Internet]. 2022 [cited 2023 Feb 28]. Available from: www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationprojections/datasets/tablea24principalprojectionenglandpopulationinagegroups.

§§§§ Office for National Statistics. Dataset – Principal projection – England population in age groups. 2020-based interim edition of this dataset. [Internet]. 2022 [cited 2023 Feb 28]. Available from: www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationprojections/datasets/tablea24principalprojectionenglandpopulationinagegroups.

¶¶¶¶ Replacement fertility is the level of fertility required for the population to replace itself in the long term. This level corresponds to 2.1 children per woman

***** Office for National Statistics. Dataset – Principal projection – England population in age groups. 2020-based interim edition of this dataset. [Internet]. 2022 [cited 2023 Feb 28]. Available from: www.ons.gov.uk/peoplepopulationandcommunity/populationandmigration/populationprojections/datasets/tablea24principalprojectionenglandpopulationinagegroups.

††††† The ratios we present are rounded to the nearest whole number: they are 9.7:1 and 6.6:1. A ratio of 9.7:1 implies that there are 0.103 people aged 70 years and older with major illness for every person aged 20–69 years. A ratio of 6.6:1 implies there will be 0.152 in 2040, an increase of 47%.

‡‡‡‡‡ The role of risk factors and their projected trends are discussed in more detail in the next section and in the modelling working paper and the technical appendix.

§§§§§ The projected growth in the average CMS cannot be used to infer growth in heath and care activity or costs. Projections of the funding and resource implications from this model are planned for 2024.

Previous Next