Young people: Do they have the mix of assets they need for a healthy future?

The extent to which a young person has the opportunity to develop the four key assets (skills, personal connections, practical/financial support and emotional support), and how these mix and interact will affect the extent to which they are able to secure the building blocks for a healthy life (a home, work and friends).

Furthermore, it is not simply the immediate experiences that matter but also how these interact with the wider environment in which young people live, such as the local housing and labour markets.

In the analysis phase, it emerged that young people’s situations tended to cluster into four broad groups that have a range of shared characteristics. These groups are fluid. An individual could be in one group at a certain point in their early adulthood, then move into another if their circumstances change.

As part of the engagement exercise, Livity worked with young people to help them describe these groups in their own words. These are the descriptions used below.

The case studies here are based on experiences shared during the workshops. However, to protect the anonymity of the young people involved, they are composites developed in conjunction with the young people at Livity.

The four groups are:

  • Starting ahead and staying ahead.
  • It’s not what you know, it’s who you know.
  • Getting better together.
  • Struggling without a safety net.

Figure 1. Turning assets into the building blocks for a healthy future

Starting ahead and staying ahead

Young people in this group said that they had the opportunity to develop all four assets. They had:

  • the skills needed for their desired career
  • strong connections with peers that helped them get their first job, with opportunities to develop
  • a safety net of emotional, financial and practical support thanks to strong relationships with their family and/or partner.

On the whole, the majority came from more affluent backgrounds, in turn giving them more of a chance of accessing these four things.

As a result, these young people felt they were able to take more risks, such as changing career or retraining, especially when compared to young people from less affluent backgrounds who lacked the same financial and practical security. Due to the support they had, young people in this group more readily trusted people, institutions, organisations and government, and were less likely to have had a negative experience of them. This was because external factors such as a difficult job market were less likely to have had a harmful effect on their lives.

However, things were not always perfect. These young people sometimes struggled to deal with the pressure to meet high expectations set by themselves and others. As they had less exposure to life’s hardships, they struggled with anxiety and with knowing how to deal with challenges.

Figure 2. Starting ahead and staying ahead: How will the mix of assets shape the building blocks for a healthy future?

‘We have joint goals in life and I feel I have support with anything. He’s probably the reason I am overall very happy in life’

Leeds

‘I love my job, I love learning new things every day and there is a lot of room for progression. It also allows me to live a happy work- life balance’

Glasgow

Lara, 24, Glasgow

‘I work in a Glasgow accounting firm and I love it. It wasn’t what I had expected to end up doing as I’d always planned to go to uni and then become a teacher after my gap year. But after school I landed an accounting job to earn a bit of money and ended up falling in love with it. When they offered me a permanent position it was easy to say yes, and now I’ve been promoted and am studying for further qualifications.

‘Even though I’m 24 I love still living at home especially as I’m really close to my parents. They’re the most important people in my life, alongside my partner. We’re currently saving to buy our first house – I can’t wait for us to build our lives together in a place of our own. I’d like to find somewhere close to where we are now so I can still drop in on my family, especially once we get engaged and start a family. But before that all starts we want to go travelling. Asia is our dream destination but we’re holding off until we’ve got our first home – that’s the priority.’

It’s not what you know, it’s who you know

The young people in this group had the skills but lacked the connections needed to turn them into a job in their chosen career. Despite doing well at school and achieving the right qualifications, they struggled to overcome factors outside their control, such as a competitive job market or lack of opportunities in their local area. Tending to come from less affluent backgrounds, they were often the first person in their family to go to university, meaning there was no one to provide the advice or connections they needed.

Many worried about ‘failing’ and not meeting their own or their family’s expectations, and had higher levels of self-doubt and lower resilience, sometimes stemming from job application rejections. They often felt let down and misled, as if they were meant for greater things in life. Having sustained frequent knocks to their confidence, they were left struggling to feel they had any control over their futures.

Some young people in this group had moved to new areas and out of home in order to get a job they really wanted. However, this meant they had less financial and practical support in the local area. This put them at higher risk of ending up in debt, as they turned to loans to supplement their income while they secured a job. For some, the level of debt had become uncontrollable, leading them to transition into another group such as ‘getting better together’ or ‘struggling without a safety net’ (described below).

Figure 3. It’s not what you know, it’s who you know: How will the mix of assets shape the building blocks for a healthy future?

‘In the office [housing charity] everyone is basically the same… they all went to uni and sometimes the same uni… and I get the feeling they haven’t ever met someone like me before, they haven’t got a clue about the people’s lives that they’re trying to help.’

Leeds

‘I graduated from university and I am now working part-time in retail while I look for other jobs. I don’t find it fulfilling. I am confused as I don’t really know what jobs I should be looking for.’

Leeds

Mary, 26, Newtonabbey

‘I’m currently temping doing admin at a local authority in the social care team. It’s only a six-month contract covering someone on maternity leave. I’m pretty frustrated as this is not what I want to be doing. I worked hard at school, and have a teaching qualification from Belfast. I had thought teaching would be a safe bet leading to a good, stable job with a steady salary.

‘After I finished uni, I moved back in with my parents and started applying for as many training positions as I could find. There were some interviews but nothing really worked out. I even applied for roles in the Civil Service but didn’t pass the assessment centre. I don’t know why all my hard work isn’t paying off, especially when some of my friends from uni are getting jobs elsewhere. My parents are there for me but they don’t know anyone in teaching who could help me out. I do appreciate that they’re letting me live at home but it is pretty lonely and I get quite bored.

‘The admin job was a last resort really because I needed some money to support myself and contribute to the household bills. I’m not sure how I can get into teaching now. I think leaving Northern Ireland could help but I can’t do that until I’ve secured a job so I can pay my way. The fact I don’t have my own space makes me more keen to move as my parents and I are a bit on top of each other. I try to get out, going to gym classes to get some space and meet other young people. That helps me feel good.’

Getting better together

Young people in this group had experienced struggles in the past and were working to move on from these previous challenges. For example, some dropped out of school with few qualifications. Others fell in with the wrong crowd or had difficult home lives, which led to periods of homelessness for some. Often, though not always, these challenges came about due to socioeconomic circumstances out of the person’s control. However, once they hit their 20s they commonly went through a turning point often due to social support or intervention from others, such as a formal or informal mentor. They then went on to make life changes – for example, by returning to education, starting their own businesses or pushing themselves to progress at work.

Many in this group had strong social connections who could offer advice and guidance. They also had high levels of emotional resilience due to the experiences they had overcome. They wanted to make up for previous setbacks and tended to be in control and confident that they would achieve their goals. However, their optimism did not extend to trust in institutions and government. They were likely to have had negative experiences with the education, housing and benefits systems.

There was variation within this group. Some young people had fewer social connections but higher levels of emotional and financial support from a partner or family. This meant that even though they had low levels of skills and qualifications, they had a support structure around them which meant they had opportunities, such as going back to college, as a result of being able to live at home rent-free. Their family or partner might lack connections, but they were able to offer emotional support and encourage them to achieve their ambitions.

Conversely, other young people in this group lacked practical and financial support but had more access to relevant and meaningful connections. However, despite lacking financial support, they had still overcome the challenge thanks to having someone in their life to offer advice and guidance. In some instances, this could be more valuable than financial help. Where family relationships were poor, young people tended to rely on friends, social housing or private renting. This lack of control over where they lived meant they prioritised saving for more secure housing.

Figure 3. Getting better together: How will the mix of assets shape the building blocks for a healthy future?

‘I like my work and I’m happy with my salary but would like more per hour so I’ve decided to go to uni. I’ve moved back home, which I enjoy as I can save money and my mum does my washing.’

Leeds

Orla, 25, Bristol

‘I grew up in a council estate just outside of Bristol. I didn’t really get on with my parents or my older brother, and no one in my family ever seemed to hold down a permanent job. I hated it so much that when I was 16 I left to live at my boyfriend’s place. I knew I wanted a better life and to earn enough to set myself up but I struggled to keep up in school, and was diagnosed late with dyslexia. Luckily, my maths teacher, Mr Reynolds, saw that I just needed a little extra help. I’d always liked design technology so Mr Reynolds suggested I apply for an electrician apprenticeship. He helped me write the application and connected me with someone who gave me some extra maths coaching.

‘The apprenticeship was a great opportunity to earn some money and it meant my boyfriend and I managed to move out of his parents’ house and get our own space. I worked hard on the apprenticeship and was offered a full-time job, which I love. We’ve now managed to get a small flat above a shop. It was in rubbish condition when we moved in, but we’ve spent our spare time doing it up so it finally feels like home. We’re saving with the hope of being able to part-own in the future. It’s still not easy as my boyfriend is struggling to find permanent work, but we’re optimistic and know if we continue to work hard, it will eventually pay off.’

Struggling without a safety net

Young people in this group had the least access to skills and connections and to emotional, practical and financial support. Unlike those in the ‘getting better together’ group, these young people were unable to access appropriate support. They were also likely to live in areas with poor job markets, but their lack of financial stability prevented them from being able to move elsewhere.

They tended to come from less affluent areas and some had had to rely on the state for support. They had low levels of resilience and high levels of anxiety due to the constant threat of debt and homelessness.

Young people in this group were at risk of experiencing homelessness, although some were in social housing. Others were in insecure privately rented housing where the conditions are poor. Often they were unemployed, or in insecure work with temporary contracts, long hours and inflexible shifts. They often had poor relationships with employers as they feel unsupported and that there is no interest in their personal development.

While a small number of young people who are ‘struggling without a safety net’ may be facing serious challenges, many were managing to keep their head above the water due to having slightly more emotional support, or slightly more practical or financial support. This was often from a partner. However, overall they have the lowest sense of personal agency and control over their future and often felt isolated and alone.

Figure 4. Struggling without a safety net: How will the mix of assets shape the building blocks for a healthy future?

‘I’ve been in situations where people have their parents give them money, whereas I seem to be in the situation that however hard I work, I wasn’t getting the same things they were.’

Cardiff, C2DE, living independently

Jack, 24, Newcastle

‘I was born in Hull and lived there with my mum in a local council flat. My dad died when I was little so it was always just me and my mum – she never had a job, and I didn’t have any contact with my extended family. I didn’t like school much and often didn’t even bother to turn up. I ended up getting expelled after a fight with another lad, so left with no qualifications. That’s when I fell in with a bad crowd and we hung out drinking and then moved into taking drugs, and eventually ended up getting arrested for shoplifting. We were all in the same boat, with no qualifications, making ends meet with casual labouring.

‘When mum died, leaving me on my own aged 22, I didn’t know how to cope and got angry and fought with my friends. I had to get away, so went to Newcastle where I had an old friend working in construction. He sorted me out with some casual construction jobs and let me sleep on his sofa, which was alright until he asked me to leave. I didn’t know anyone else in Newcastle and couldn’t access housing, so I ended up on the streets.

‘Thankfully, things are really starting to look up. I’ve been put in touch with a homeless charity who can help me find somewhere safer to stay. I also reached out to a guy I met through my previous construction job, and he reckons he could have some work soon that I can pick up. I can’t wait to be earning a bit of money.’

Previous Next